Tow Insurance

Most people are familiar with auto insurance, but many don’t realize that there is also such a thing as tow insurance. Tow insurance is a type of coverage that can help pay for the cost of towing your vehicle if it breaks down or is in an accident. While this coverage is not required by law, it can be a wise investment, especially if you live in an area where towing costs are high.

If you’re a driver, chances are you’ve had to deal with a flat tire or two. If you’re lucky, it’s happened when you were close to home or work and you were able to change the tire yourself. But if you’re not so lucky, it could happen when you’re far from home and you’ll need to call a tow truck.

Either way, it’s important to know about tow insurance and how it can help cover the cost of a tow. Tow insurance is an endorsement that can be added to your auto insurance policy. It typically covers the cost of a tow up to a certain dollar amount (usually around $100).

So, if your car needs to be towed because of a flat tire or accident, your tow insurance will help pay for the cost. Keep in mind that most auto insurance policies have some form of roadside assistance coverage, but tow insurance goes above and beyond that coverage. If you don’t already have tow insurance and think it might be something you need, talk to your auto insurance agent about adding it to your policy.

It’s usually not very expensive (around $5-$10 per year) and could save you a lot of money if you ever need to use it!

Do You Need Insurance to Tow a Car?

No, you do not need insurance to tow a car.

What is Towing Insurance?

Towing insurance is a type of insurance that covers the costs of towing your vehicle in the event of an accident or breakdown. It can be purchased as an add-on to your existing auto insurance policy or as a standalone policy. Towing insurance can cover the cost of towing your vehicle to a nearby repair shop or garage, as well as the cost of any repairs that need to be made to your vehicle.

Are Towing Charges Included in Insurance?

There are a few different types of insurance that could potentially cover the cost of towing, but it depends on the situation. If your car breaks down and you need to be towed to a nearby service station, your roadside assistance coverage may pay for the tow. If you’re in an accident and need to be towed from the scene, your collision coverage may pay for the tow.

And if your car is stolen, your comprehensive coverage may pay for the tow (if the police request it). However, keep in mind that most insurance policies have limits on how much they’ll pay for towing, so it’s important to read your policy documents carefully.

Does Using Progressive Roadside Count As a Claim?

No, using Progressive roadside assistance does not count as a claim. This is because Progressive roadside assistance is a service that you can use without having to make a claim on your insurance policy. Therefore, it will not affect your rates or claims history.

Boat Tow Insurance

Most boat owners are well aware of the need for insurance to protect their investment. But what many don’t realize is that their regular boat insurance policy may not provide coverage for towing services. That’s why it’s important to have boat tow insurance in place before you head out on the water.

Boat tow insurance is a type of coverage that can help pay for the cost of towing your boat if it becomes disabled while you’re out on the water. This coverage can help cover the cost of fuel, labor, and other related expenses associated with getting your boat back to shore. It’s important to note that this coverage doesn’t typically cover damage to your boat – it’s only designed to help with the cost of towing.

If you’re thinking about adding this type of coverage to your policy, be sure to talk with your agent about all of the details. They’ll be able to help you determine if this coverage is right for you and how much protection you need.


Tow insurance is a type of insurance that can cover the costs of towing your vehicle if it becomes disabled. This coverage can help pay for the cost of a tow truck, as well as any labor or other fees associated with getting your vehicle back on the road. Tow insurance is typically offered as an add-on to your auto insurance policy, and it can be a valuable coverage to have if you frequently travel on roads where towing services are not readily available.

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